My Finance Matters

Last Updated: March 19, 2025

Terms and Conditions

This Website is owned and operated by Inter Media Digital Marketing LLC. These Terms apply to Inter Media Digital Marketing LLC and any services or websites we operate; where we integrate with third-party services (for example, form handlers, analytics providers, or email services), those integrations are covered by these Terms and we require such providers to adhere to applicable privacy, security, and legal standards. Welcome to My Finance Matters (“Company,” “we,” “us,” or “our”). These Terms & Conditions (the “Terms”) govern your use of MyFinanceMatters.com (the “Website”). By accessing or using this Website, you confirm that you accept and agree to these Terms. If you do not agree, please do not use this Website. This Website provides informational content and affiliate links only; we do not offer direct purchases, payment processing, or user account functionalities.

1. Acceptance of Terms

By accessing this Website, you agree to:

  • Be legally bound by these Terms and our Privacy Policy.
  • Be at least 18 years old (or 13+ with parental consent).
  • Use the Website only for lawful purposes.
  • Understand that our Website contains affiliate links that may generate commissions for us.

If you do not accept these Terms, you must immediately stop using the Website.

2. Affiliate Disclosure

This Website contains affiliate links, which means we may earn a commission if you click on them and make a purchase.

FTC Compliance:

  • We may receive compensation from third-party companies when you engage with affiliate links.
  • We do not own, control, or sell any products or services featured on affiliate-linked sites.
  • We are not responsible for transactions, disputes, or claims with third-party sites.

No Endorsement:

  • The presence of affiliate links does not constitute an endorsement of third-party sites, products, or services.
  • We are not liable for the accuracy, legality, or availability of third-party content.
  • Your use of affiliate-linked websites is at your own risk; always review their terms and policies before making a purchase.

3. Intellectual Property Rights

All content on this Website—including text, images, graphics, and logos—is the exclusive property of My Finance Matters and is protected under U.S. copyright and trademark laws.

You MAY NOT:

  • Copy, reproduce, distribute, or modify any Website content without our written permission.
  • Use our trademarks, logos, or branding for any commercial purposes.

Violations may result in legal action.

Our Website may contain links to third-party websites, including affiliate partners.

We DO NOT:

  • Endorse or control third-party content.
  • Guarantee the accuracy or reliability of third-party information.
  • Take responsibility for transactions or disputes on third-party sites.

Use third-party links at your own risk. Always review their Terms & Privacy Policy before interacting.

5. Disclaimer of Warranties

This Website is provided “as is” and “as available” with no warranties of any kind. We do not guarantee:

  • That the information is accurate, complete, or up to date.
  • That the Website will be uninterrupted or error-free.
  • Any financial, investment, or legal outcomes from using our content.

This Website is for informational purposes only. No financial or legal advice is provided. Please consult a licensed professional before making financial decisions.

6. Limitation of Liability

To the fullest extent permitted by law, My Finance Matters and its owners, employees, and affiliates shall not be liable for:

  • Direct, indirect, incidental, or consequential damages arising from Website use.
  • Losses due to reliance on Website content or interactions with third-party links.
  • Data breaches, cyber-attacks, or website downtime.

If you are dissatisfied with the Website, your sole remedy is to stop using it.

7. User Conduct & Restrictions

By using this Website, you agree NOT to:

  • Violate any laws, regulations, or third-party rights.
  • Engage in fraudulent, deceptive, or harmful activities.
  • Attempt to hack, disrupt, or manipulate Website security.
  • Post false, misleading, or defamatory content.

We reserve the right to block access or take legal action against any misuse.

8. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of California, USA.

Dispute Resolution Process:

  • Binding Arbitration: Any disputes will be resolved through arbitration under the American Arbitration Association (AAA) rules.
  • No Class Actions: You agree to bring claims only in your individual capacity—no class-action lawsuits.
  • Small Claims Exception: You may bring a claim in small claims court if eligible.

9. Newsletter & Email Communications

By signing up for our newsletter, you consent to receive emails from us.

Email Terms:

  • We never sell or share your email with third parties.
  • You can unsubscribe at any time using the link provided in our emails.
  • For more details, please refer to our Privacy Policy.

We collect and use personal data according to our Privacy Policy.

Cookies & Tracking:

  • We use cookies to improve your experience and track affiliate commissions.
  • You can disable cookies in your browser settings, though some features of the Website may not function properly.
  • Please review our Privacy Policy for full details.

11. Security Measures

We implement security measures to protect user data. However, no website is 100% secure, and we cannot guarantee absolute security. In the event of a data breach, we will notify affected users as required by law.

12. Changes to These Terms

We may update these Terms at any time. Changes take effect immediately upon posting. If you continue using the Website after changes are made, you accept the updated Terms.

13. Contact Us

For any questions regarding these Terms, please contact us at:

Email: info@intermediadm.com

Please keep a copy of these Terms for your records. Your continued use of this Website signifies your acceptance of all the terms outlined above.